A column by Margaret H. Johnson. As featured on MyTelus.com and Shaw: Finance.
Margaret H. Johnson ACE, RQIC, has over 35 years of financial industry experience in both lending and collecting. She is an Accredited Insolvency Counsellor, Registered by Industry Canada.
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Julius Seizure |
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 The truth about financial hardship
in today’s world….
Julius Seizure:
Stories from the Secret World
Of Bankruptcy, Debt Collection
and Student Loans
Douglas P. Welbanks
Paperback, 6 x 9, 158 pp
ISBN 978-0978424046 Nov 2007
Julius Seizure journeys to a place where few are willing to travel, deep into the mysterious world of financial hardship, bankruptcy and insolvency. Struggling in the shadows of unprecedented wealth is a silent but nevertheless growing population of Canadians who have been slipping deeper and deeper into debt since the 1970s. Much to their horror many honest individuals and families find the promise of compassion and a fresh start to be absent from the bankruptcy process.
The treatment of student loan debtors illustrate clearly and powerfully how the legal rights, rules and traditions have been changing.
Julius Seizure brings a unique collection of historical facts and compelling real-life stories together in an effort to break down the barriers of a highly specialized area of law and bring life to the complex legal and financial concepts that are shaping the lives of hundreds of thousands of individuals and families every year.
Douglas Welbanks with co-contributors Lorraine Short and Julian Benedict depict the many dimensions to the instant gratification culture and a society increasingly dependent upon credit for not just consumer products and services but also for post secondary education. Why bankruptcy is important and its fundamental role in the Canadian guarantee of social justice is examined and highlighted.
About the Author
 Douglas Welbanks is the former Director of Debtor Assistance and Debt Collection in the Province of British Columbia. He has worked extensively with individuals and families for over 30 years. Doug is a qualified insolvency counselor, an administrator of Consumer Proposals, an experienced mediator and administrator of Part X of the Bankruptcy and Insolvency Act, and has conducted quasi judicial hearings under debt collection and bankruptcy legislation.
He is the author of Finances after Separation: A Guide to Financial Renewal and Success for Separated Families published in 2005 (ISBN 0-9738024-0-5).
Ordering Information: Sandhill Book Marketing Ltd.
Unit # 4 - 3308 Appaloosa Rd.
Kelowna BC V1Y 2W5
www.sandhillbooks.com 250-491-1446
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